Education Loan

Following are the supporting documents needed to apply for education loan:

1. Fully Completed and Signed Application Form.
To Download Loan Application Form in PDF Format:
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2. Two Passport Size Photos – Applicant and Co-Applicant
One set to be pasted on the Application Form and second set to be affixed (stapled) to the Application Form

3. Photo ID – Applicant and Co-Applicant (Any one of the following)
PAN Card
Driving License
Voters ID
Employee ID
Photo ID issued by the Central Govt. or State Govt.
Bankers Verification/ Bank Passbook with photograph of account holder attested by bank

4. Residence Proof – Applicant and Co-Applicant (Any one of the following)
Passport With Address
Bank Statement With Address
Driver’s License with Address
Utility Bill (Not older than 3 months)
Telephone Bill (Not older than 3 months)
Ration card
Latest LIC Premium Receipt (Not older than 3 months)
Leave and License Agreement supported with an address proof / utility bill in the name of the landlord
Voter’s ID card

6.Academic Documents of Student.
Marksheet/Certificate of 12th Exam
Marksheet/Certificate of Subsequent Years of Education e.g. BE, BCom, BSc, etc.
Marksheet of Any Entrance Exam Taken e.g. CAT, CET, etc. (If applicable)
GRE/GMAT/TOFEL/LETS, etcMarksheets For US Applicant
Scholarship Documents (if applicable)

5. Proof Of Admission (If available)
Printed Admission Letter From the Institute on its Letterhead With Institute’s Address
I-20 Form for the USA Applicant

7. Last 8 Months Bank Statements of Co-Applicant (If more than one bank account, provide copies of all) Make sure to include the bank statements of the Bank Account where Salary or Business/ Professional receipts are credited every month.

8.Income Proof of Co-Applicant.
In case of Salaried Employee (All the following)
Latest 3 Salary Slips or Salary Certificate on Employer’s Letterhead
Last 2 year’s Form 16 from Employer or Last 2 Year’s Income Tax Returns
Any Other Income Proof That is Not Reflected in the Above Documents
In case of Self Employed or Professional (All the following)
Last 2 Year’s Income Tax Returns
Last 2 Year’s Certified Financial Statements or Provisional Financial Statements Duly Certified by CA
Proof Of Office (any one of the following, Lease Deed, Utility Bill, Title Deed, etc.)
Any Other Income Proof That is Not Reflected in the Above Documents

9. If, Collateral – Immovable Property (Flat, House, Non-Agriculture Land) (All the Relevant Documents from the Following List)
Property Title Deed
7 / 12 extracts in case of land
Registered Sale Agreement Along With Society Share Certificate
Original Registration receipt for the above agreement
Allotment Letter By Municipal Corporation / Authorized Govt. Authority Like MHADA, CIDCO, etc.
Commencement Certificate from Municipal Corporation/Council
Previous Chain of Sale Deed establishing title
Any other document as prescribed by our empanelled lawyers or chartered engineers from time to time

10. All the copies of the above provided documents should be self-attested


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